Know the Law Before Driving Your Vehicle
Each and every state is a little bit different on the stipulations, but they are all quite particular about how they want a driver to go about legally operating his newly registered motor vehicle. Most often, vehicles are required to be registered, drivers must possess an official license, and there has to be a legal insurance policy on the automobile. In the state of Florida, all of these pieces and more are mandatory necessities.
Florida Law Insurance Requirements
Any automobile covered in the state of Florida must have three key factors written into the policy. Coverage from the provider has to have a minimum property damage liability amount of at least $10,000, with a bodily injury protection of at least $10,000 per person and the same protection covering at least $20,000 per incident. Personal injury protection, or PIP, is the last important addition, which has to amount to a minimum of at least $10,000 per person. Proper companies know these laws like the backs of their hands, so usually the lowest possible quote they give will cover these requirements.
Top Florida Car Insurance Companies
The three most commonly used providers in the beautiful state of Florida are Esurance, Progressive, and Geico – in no specific order. Although the lesser known of the three, Esurance has proven to be a staple in the community, providing car coverage in the Sunshine State since 2002. They offer protection plans in several other categories as well, making them well-rounded and the most cost-affordable of the three.
Progressive is working on expanding their office locations to become one of the premier Florida car insurance companies, but their current coverage from each building amounts to include the entire state – no territory denied! With locations conveniently spaced up and down the coast, no area should be too far away to visit.
Geico remains one of the top running insurance companies in the entire nation, let alone in Florida. Their website offers helpful resources and tips for drivers who stumble upon their page, even without insuring with them. The downside to such a large company is the optional fee’s they take advantage of, such as insuring inexperienced drivers.
Necessities Do Not Have to be Burdens
Taxes, student loans, credit card debts, and every other fee associated with everyday life takes enough out of your wallet. Obtaining reliable and efficient coverage for anything you may encounter once you hit the road does not have to be another wasted chunk of change. Too often consumers assume that since they got the best deal available to them when they first bought into their insurance premium, it means they are still paying the lowest amount possible. However, that is not always the case!
See for Yourself
Seeing is believing – use the quote detector available on Cheapinsuranceflorida.org. Enter a few simple details and without releasing any payment information, see the world other Florida auto insurance companies could be offering you. You never know where you can save a few bucks.
There are also city-specific savings available in Miami!