Cheap Insurance In Florida For Car

Finding car insurance in Florida is not an easy task. It can be time consuming and frustrating especially if you don’t know anything about automobile insurance. At, we are dedicated to providing you with all the information you need before buying an insurance policy for your vehicle. From law regulations and requirements to how you can find cheap insurance in Florida for car, we have it all.

Florida Auto Insurance Laws and Requirements

Although many insurance rates are average, it is easy to find a policy that is affordable. How? In Florida, drivers do not have to buy no-fault insurance cover.UM/UIM and PIP are additional optional covers. Liability is mandatory. The table below contains minimum requirements insurance cover:



Most Common

Bodily injury liability

Not required


Property damage liability



Uninsured Motorist Bodily Injury

Not required


Personal injury protection



Medical payments

Not required



Not required

500 deductible


Not required

250 deductible

This is not all; you also need to observe certain regulations while on the road. Speed limit for example, is something that cannot only cost your life, but also that of passengers and other motorists. Speed limits in Florida are determined by the type of road used. These road types are listed below together with their respective speed limits:

Rural interstate 70mph
Urban interstate 65mph
Other limited access 70mph
Other roads 65mph

More Information on Florida Auto Insurance

There are many sources where you can get detailed information about the automotive insurance industry in general and specifically about the state of Florida. Good places to start include:

• Florida Department of Highway Safety and Motor Vehicles

• Florida State official website

• Florida Department of Insurance

From these and many other sources, you will get information about how to obtain ID cards and driver’s license and any requirements for registering your automobile.

Finding the Lowest Florida Auto Insurance

It is good to think of how you can save money out of buying an insurance policy. The first thing you most likely will do is to look for a company that offers cheap Insurance in Florida for auto. You need to know which discounts are available and also learn negotiation skills to strike a deal that will work to your advantage. To save a lot of money, you need to know the minimum amount of money that the state recommends you pay for insurance. From there then you can start negotiating for discounts and deductibles. Install safety features and drive for less miles to get extra discounts. Also consider cheap to insure cars like sports cars.

Since it is illegal not to purchase car insurance in Florida, you must take time to find the best insurance company. With the help of, you will not find the process daunting. Input a few details in the quote widget below to mark your first step in buying cheap insurance in Florida for car drivers like yourself.

Start saving money now!

Miami residents should click here for additional savings.

25 thoughts on “Cheap Insurance In Florida For Car

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    I think shopping around is the best thing you can do to reduce rates. By shopping around I would mean talking to several agencies as well as looking for agencies in your local market. Sometimes you can get better prices from a local provider because they know the risks of the area and can give you the best coverage for your dollar.

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